Articles

Demystifying Medical Stop-Loss Insurance for Self-Funded Healthcare Plans

Admin — Fri, 23 Jan 2026 13:01:56 GMT

Self-funding you company’s healthcare plan has a lot of upsides, including more flexibility, happier, healthier employees, and big potential savings. But one thing that can give businesses pause when they consider making the switch is the underlying financial risk. By taking on the responsibility to fund your employees’ healthcare, you’re ultimately putting yourself on the hook for all the claims that arise when your employees use their healthcare benefits. And as everyone knows, health and healthcare can be very unpredictable—just one member getting diagnosed with a chronic disease, for example, could mean expensive ongoing treatment that increases care claims significantly.

Self-Funded vs. Fully Insured: What You Need to Know

Admin — Thu, 22 Jan 2026 18:37:46 GMT

Self-Funded vs. Fully Insured: What You Need to Know

Admin — Fri, 25 Apr 2025 04:00:00 GMT

Have you ever thought about changing how your company handles employee insurance coverage? Benefits like healthcare are some of the largest costs faced by businesses today and they’re only growing, with family premiums rising by 52% over the last decade alone.1But if you have a fully insured plan, you probably don’t have a lot of insight into what’s driving those numbers or how to start bringing them down.
Fortunately, there’s another option out there, one with big potential benefits in terms of flexibility, insight, and savings: self-funding your plan.
So, what’s the difference between the two?
They differ according to who assumes the insurance risk, who determines the plan characteristics, who makes the payments and who is ultimately responsible for compliance governance:

Self-Funded vs. Fully Insured: What You Need to Know

Admin — Thu, 17 Apr 2025 04:00:00 GMT

Have you ever thought about changing how your company handles employee insurance coverage? Benefits like healthcare are some of the largest costs faced by businesses today and they’re only growing, with family premiums rising by 52% over the last decade alone.1
But if you have a fully insured plan, you probably don’t have a lot of insight into what’s driving those numbers or how to start bringing them down.
Fortunately, there’s another option out there, one with big potential benefits in terms of flexibility, insight, and savings: self-funding your plan.
So, what’s the difference between the two?
They differ according to who assumes the insurance risk, who determines the plan characteristics, who makes the payments and who is ultimately responsible for compliance governance:

Self-Funded vs. Fully Insured: What You Need to Know

Admin — Wed, 19 Mar 2025 04:00:00 GMT

Have you ever thought about changing how your company handles employee insurance coverage? Benefits like healthcare are some of the largest costs faced by businesses today and they’re only growing, with family premiums rising by 52% over the last decade alone.1
But if you have a fully insured plan, you probably don’t have a lot of insight into what’s driving those numbers or how to start bringing them down.
Fortunately, there’s another option out there, one with big potential benefits in terms of flexibility, insight, and savings: self-funding your plan.
So, what’s the difference between the two?
They differ according to who assumes the insurance risk, who determines the plan characteristics, who makes the payments and who is ultimately responsible for compliance governance:

Self-Funded vs. Fully Insured: What You Need to Know

Admin — Fri, 21 Feb 2025 05:00:00 GMT

Have you ever thought about changing how your company handles employee insurance coverage? Benefits like healthcare are some of the largest costs faced by businesses today and they’re only growing, with family premiums rising by 52% over the last decade alone.1
But if you have a fully insured plan, you probably don’t have a lot of insight into what’s driving those numbers or how to start bringing them down.
Fortunately, there’s another option out there, one with big potential benefits in terms of flexibility, insight, and savings: self-funding your plan.
So, what’s the difference between the two?
They differ according to who assumes the insurance risk, who determines the plan characteristics, who makes the payments and who is ultimately responsible for compliance governance:

Self-Funded vs. Fully Insured: What You Need to Know

Admin — Tue, 04 Feb 2025 05:00:00 GMT

Have you ever thought about changing how your company handles employee insurance coverage? Benefits like healthcare are some of the largest costs faced by businesses today and they’re only growing, with family premiums rising by 52% over the last decade alone.1
But if you have a fully insured plan, you probably don’t have a lot of insight into what’s driving those numbers or how to start bringing them down.
Fortunately, there’s another option out there, one with big potential benefits in terms of flexibility, insight, and savings: self-funding your plan.
So, what’s the difference between the two?
They differ according to who assumes the insurance risk, who determines the plan characteristics, who makes the payments and who is ultimately responsible for compliance governance: